Buy now, and pay later

Up to 12 months interest free.

Desired Living has teamed up with zipMoney to give you the
opportunity to pay for your purchase with flexible monthly
payment plans.

Ordering and Paying through zipMoney - 5 easy steps

Get a decision in
real time
Contact Desired Living on 02 - 98821981 or
03 - 9357 8286 to confirm the details of your order
Desired Living will link your order to your ZipMoney loan application.
You approve the order - zipMoney will send you a link (via email/SMS) requiring your authorisation to proceed
Once authorised, your purchase is complete. Desired Living will notify you that the transaction has been successfully processed.

What is zipMoney?

zipMoney is a safe, simple and convenient way to pay for your treatment over time. It provides you with the flexibility to buy today and pay later on an interest-free payment plan.

How ZipMoney works

Apply now, and get a decision in minutes
ZipMoney pays Desired Living on your behalf - today
You pay zipMoney in monthly payments

Frequently asked questions

Must be 18 years of age
Must be an Australian citizen or a resident
Must be employed in some capacity
Click Apply Now and complete the easy 3 minute application. You'll be surprised at how simple the process is. Once approved and you accept the terms and conditions, zipMoney will pay Desired Living on your behalf.
Although zipMoney's interest free plan allows you to shop today without paying anything upfront - it is a loan and must be paid back. Failure to do so could affect your future credit rating. zipMoney's payment plans are interest free for up to 12 months, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.
You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney account, you can split the cost of your purchase and pay over time. zipMoney even pays Desired Living on your behalf no money ever changes hands. You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere. It's simple and easy to use.
- No deposit, so nothing to pay today
- A one off establishment fee of $25 may apply. Don't worry this is added to your interest free balance. Please see your application and contract for details
- Minimum monthly payments apply. See your contract and application for details
- An interest free period of 12 months, after which interest will accrue at the standard annual percentage rate
- A small monthly admin fee of $4.95 (only payable if a balance is owing)
Please refer to your contract, terms and conditions for further information.
You can call us on (02) 8294 2345
Email us at [email protected]
Terms and Conditions

Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $4.95 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit to find out more.

Pay later, on your terms.

No deposit, no credit card, interest free.